Still Need Health Insurance? Certain States get a second chance through April 30th

A Special Enrollment Period from March 15th – April 30th has been announced by the Centers for Medicare & Medicaid Services.

This enrollment period is open to individuals and families who did not have coverage in 2014 and are subject to the tax penalty when they file their 2014 taxes for not having coverage.

Eligible consumers must not already be enrolled in coverage through the federally facilitated marketplace for 2015 and must self-attest to the following:

  • They have paid the penalty for not having coverage in 2014
  • They are not currently enrolled in a plan on
  • They first became aware of the shared responsibility payment after Feb. 15, 2015, when open enrollment ended, in connection with preparing their 2014 taxes

Remember, enrollments made by the 15th of the month will have coverage effective for the 1st of the following month. Enrollments made after the 15th of the month will have an effective date for the 1st of the second month.
Example: Enroll on March 15th, your policy will be effective on April 1st. If you enroll on March 16th, your policy will become effective May 1st.

Eligible individuals and families can apply for coverage directly through the  federally facilitated marketplace via phone (800) 318-2596 | TTY: (855) 889-4325 or


NOTE: This SEP is only available in the following States:

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Louisiana
  • Maine
  • Maryland
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Vermont (Begins the day you file taxes for 2014, last 60 days; deadline is May 31st, 2015)
  • Virginia
  • West Virginia
  • Wisconsin
  • Wyoming