Can I still go on COBRA?

Yes, regulation has not changed for those who lose their job and wish to stay on their employer’s health insurance plan for up to 18 month – which is essentially how COBRA works.

What’s nice about the Affordable Care Act is that is gives people on COBRA the ability to apply for individual coverage without concern that their application can be declined.

Plus, people who opt out of COBRA and buy an individual insurance policy may qualify for low-income subsidies to help the pay for cost of their plan.