Federal ACA Exchanges have reopened with a Special Enrollment Period (SEP) through August 15, 2021, allowing individuals and families in states with Marketplaces served by the HealthCare.gov platform to enroll in 2021 coverage. The SEP is available to all Marketplace-eligible consumers submitting a new application or updating an existing application. NOTE: State-based Marketplaces (SBMs) operating their own platform have the opportunity to take similar action within their states (these states include CA, CO, CT, DC, ID, MD, MA, MN, NJ, NV, NY, PA, RI, VT, WA)
We look forward to helping you understand your options through the exchanges, as well as those available only to NAR members through REALTORS® Insurance Place. You can reach us by phone: 7:00 AM to 7:00 PM CST M-F at 877.267.3752
NAR members have access to this health insurance exchange which provides a robust selection of ACA-compliant individual major medical health insurance plans from nationally recognized insurance carriers. Personal consultative assistance is available for those needing guidance or assistance to compare plans. Plans are guaranteed issue and meet the standards of a Qualified Health Plan (QHP), as required by the Affordable Care Act.
Flexible Term Health Insurance (AKA Short Term Medical Insurance) is designed to be an affordable major medical policy which can last from 30 days to 12 months (and depending on state availability up to 36 Months). These plans are great for those who are without coverage now, or who may be waiting until the next Open Enrollment Period to enroll in a Qualified Health Plan.
Members Telehealth provides access to a network of U.S. Board Certified physicians who can prescribe or refill prescriptions by telephone, smartphone app, web chat, and/or email. Telehealth is a convenient way to address non-emergency medical issues with unlimited visits and no co-pay. Members Telehealth plans are through MDLive, a leading provider of telehealth services.
Most health insurance plans, including ACA Qualified Health Plans, may have high deductibles, lower rates of coinsurance, and/or substantial co-pays. Supplemental insurance is additional insurance that you can purchase to help you pay for services and out-of-pocket expenses that your regular insurance does not cover. Combining a supplemental insurance plan like REALTORS® Core Health Insurance with a high-deductible major medical insurance plan can help lower your monthly insurance costs.