We’ve included benefits to help you both now and later. Life insurance pays a benefit when you die. But with this coverage, there is an added benefit that can pay up to 50% of this benefit while you are alive should you become terminally ill. This Accelerated Death Benefit can provide monies paid directly to you, not doctors, so you decide where you need the funds. If your doctor confirms a terminal illness with less than 24 months to live and you are more than 12 months from your coverage termination age, you can request this accelerated benefit. Once paid, this will reduce the amount of death benefit your beneficiaries will later receive. For additional details and limitations, please see the Certificate of Insurance.**
30-Day Free Look
Once approved for coverage, you’ll receive a Certificate of Insurance and have 30 days to review it. If you decide this coverage isn’t for you, just return your Certificate without submitting a claim. Your coverage will be invalidated and you will be sent a full refund – no questions asked.
If you are interested in additional REALTORS® Group Life Insurance and REALTORS® Group AD & D Insurance*** please see: https://www.realtorsinsuranceplace.com/life/ to apply.
**Receipt of accelerated death benefits may affect your eligibility for public assistance programs and may be taxable. Prior to applying to receive such benefits, you should consult with the appropriate social services agency and seek the advice of a qualified tax advisor.
***Underwriting may apply