How does health care reform affect me?

The Affordable Care Act (ACA) mandates that all Americans must have minimal major medical coverage (this is also known as essential benefits) or pay a penalty.

We know that finding the right health insurance can be tough, and that health care reform can be confusing. We understand the mandates of the Affordable Care Act and the ongoing changes in health care reform. Rest assured. We are experts, so you don’t have to be!

Give us a call. Our licensed benefit specialists are available to personally consult and advise you on your individual insurance needs. We help NAR members navigate the complex and often confusing world of PPOs, HMOs, HSAs, supplement plans, and more.  We can help you understand what you need to do and the options that are best for your situation.