You can either go to http://www.realtorsinsurancemarketplace.com/products/member-health-insurance-exchange/ or you can contact SASid’s professionally licensed staff at 877-267-3752 for advice and/or direction navigating your options.
State-based health insurance marketplaces, or exchanges, are a component of the Affordable Care Act (ACA). States had the option of a) building a fully state-based marketplace, b) entering into a state-federal partnership marketplace, or c) defaulting to a federally facilitated marketplace.
Types of Public Exchanges (Marketplace):
- State‐Based Marketplace (SBM) – State is responsible for all functions (QHP, Premium fees, oversight/Monitoring, eligibility/enrollment, IT, outreach/education, consumer complaint, In‐Person assistance and the call center).
- Partnership Marketplace – Marketplace is operated by the federal government, however State retains responsibility for Plan Management and/or Consumer Assistance functions.
- Federally‐facilitated Marketplace – All functions are the responsibility of the federal government.
Remember, products and insurance companies may be different per exchange.