How long may I be insured under this short term medical plan?

STM is issued on a temporary need and expires at the end of the period applied for (up to 6 months at a time). If the need for temporary health insurance continues, you may apply for another new STM* coverage period. Your application is subject to the eligibility and underwriting requirements. Furthermore the coverage is not continuous. Any condition that incurred expense during the last coverage period will be treated as a Pre-Existing Condition, and excluded under the next coverage period. Applicants over the age of 64 are not eligible to re-apply for coverage.
*Only if an STM Plan is available in your resident state at that time; plan benefits, premium and features may vary.