Do the REALTORS® Core Health Insurance plans cover pregnancy/maternity care?

No, these plans do not cover normal pregnancy. However, they do cover complications of pregnancy.  Also, if you utilize the PPO (Preferred Provider Option) you may recieve up to 40% discount on your pre and post maternity services.

The best option if you are planning to become pregnant and need coverage is to try to acquire a group policy through an employer or acquire an individual major medical policy. You can do this during Open Enrollment, or through a Special Enrollment Period (click here to learn more about special enrollment periods). You should plan ahead and access a major medical or group plan before you become pregnant. If you’re unsure what to do, always call a licensed benefit specialist who can advise you of your options at 877-267-3752.

If you are currently pregnant – you will need group coverage through an employer (which has maternity coverage). Individual major medical plans are a good option too, but you can only enroll during Open Enrollment or if you have a qualifying event that triggers a special enrollment period.