How does REALTORS® Dental Insurance handle pre-existing conditions and work in progress?

The plan does not limit pre-existing conditions. Simply knowing a dental procedure is needed does not prohibit the plan from providing coverage. As long as the procedure is not incurred prior to the member’s effective date of coverage, the procedure is eligible for benefits based on the plan coverage.

Any procedures started prior to the member’s effective date of coverage will not be eligible under the plan.